Rental Property Loans

A DSCR loan is a measure of the cash flow a borrower has to pay against current debt obligations for an investment property. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property’s cash flow, without having to verify personal income.

• Debt service coverage ratio loan
• Based on the cash flow of a rental property and the loan payment
• No tax or personal income documents needed
• Much easier to qualify for than traditional mortgages
• Covers all types of rental properties
• No income or job history verification required
• As little as 15% on down payments
• Interest-only loan option available
• No maximum number of properties