Rental Property Loans



A DSCR loan is a measure of the cash flow a borrower has to pay against current debt obligations for an investment property. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property’s cash flow, without having to verify personal income.

  • Debt service coverage ratio loan
  • Based on the cash flow of a rental property and the loan payment
  • No tax or personal income documents needed
  • Much easier to qualify for than traditional mortgages
  • Covers all types of rental properties
  • No income or job history verification required
  • As little as 15% on down payments
  • Interest-only loan option available
  • No maximum number of properties